Bernie Miles | CDTO, Tide | Top 30 EMEA CTOs 2026

Career History

Bernie Miles is the Chief Data and Technology Officer of Tide, where he leads the company’s 700-person global technology and data organisation. He joined in March 2026 as Tide continues to scale internationally and develop its integrated financial and business management platform for small businesses.

Before Tide, Miles spent more than four years as CTO and Managing Director of PPRO, a well-funded global payments infrastructure company backed by investors including PayPal Ventures and Eurazeo. PPRO achieved unicorn status in January 2021, before he joined the company later that year. Previously, he was Head of Engineering for Europe and Head of Global Payments and Fraud at homeware e-commerce company Wayfair, following four years as Vice President of Engineering at Klarna. Earlier in his career, he worked as a QA Manager at Hotels.com.

He studied Physical Sciences at UCL and later completed postgraduate studies in Economics at Birkbeck, University of London.

About Tide

Tide was founded in 2015 as a digital financial platform focused on small businesses and the self-employed. In the UK, the company now serves more than 900,000 businesses and accounts for around 15% of the small business banking market. India has also emerged as a major growth market, with Tide surpassing 1.1 million members there by May 2026, less than four years after launching in the country. Across its markets, including Germany and France, Tide surpassed two million members globally in May 2026.

Rather than operating solely as a business banking provider, Tide has positioned itself as a broader business management platform. Its offering combines business accounts with products and tools spanning payments, lending, accounting, savings and administrative services, designed to help sole traders and small companies manage more of their operations from one platform.

In September 2025, Tide was valued at $1.5bn following a $120m funding round led by TPG.